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Key takeaways
- Citi Flex Loans will let you withdraw particular or all of your readily available Citi credit credit because that loan
- Getting your own fund just like the a great Citi Fold Mortgage gets a predetermined payment and you may fixed interest rate up to the loan was reduced back to full
- Citi Bend Fund offer plenty of masters, such as for instance maybe not demanding an extra tough borrowing from the bank query, but you’ll need certainly to work on the new amounts to be certain they make sense to suit your state
Handmade cards bring a handy means to fix purchase relaxed requests, yet there are constantly situations where you could like cash.
Brand new Citi Fold Loan system is going to be a good replacement for running upwards an equilibrium on your credit for unforeseen expenditures or taking out a credit card pay day loan. Payday loans typically require an initial percentage (usually 5 % of the progress amount), in addition to currency you acquire will begin accruing interest in the good higher adjustable rates out of big date you to no grace period.
If you are searching to have a far greater option, Citi Flex Fund can be worth examining. Here is how Citi Bend Funds operate in practice, plus some tips to help you is an excellent selection for you.
What exactly is a great Citi Flex Loan?
Citi Flex Financing and you may Town Flex Spend are a couple of programs that offer cardholders way more flexible fee choices and you may repaired terms as a consequence of Citi’s Citi Flex Plans.
Having a Citi Flex Mortgage, you could potentially remove financing on the eligible Citi card’s credit line at a predetermined interest rate. You are able to determine how much you should acquire and you can accept into the a fixed payment per month and you will repaired interest one lasts to your longevity of the borrowed funds as opposed to completing a special application or credit assessment.
Citi Bend Shell out, on top of that, is an adaptable fee policy for Citi cardmembers enabling eligible mastercard requests are paid down throughout the years which have an excellent repaired Apr.
Each other Citi Fold Funds and you can Citi Flex Spend is actually solutions when you carry out an excellent Citi Bend Plan., Citi’s system giving cardholders even more versatile payment possibilities and fixed words.
